1. Free books
One of my friends from our homeschool co-op offered me some books that her children no longer needed. I was especially excited about the Progeny Press study guides, while Ben was excited about the juggling book:)
2. Christmas décor
Yes, we are one of those families who put up the tree before Thanksgiving! This week, we put up the same tree we have used for countless years and decorated it with all of the ornaments we have made/acquired in the past 15 years (I am getting old!) I love how each ornament has a story and as the kids put it on the tree they yell out “I remember this one!” Another bonus to having a cozy, family-style tree (aka non-designer) is that I am not too picky on ornament placing so the kids get to put it up mostly by themselves.
**My kids do get me a new ornament each year as part of their gift to me. This is a really fun tradition to start if you have young kids. I like to imagine that by the time I am 70, my tree will be made up of all the ornaments my kids (and grandkids) have handpicked for me over the years.
3. Holiday goodies
To thank my daughter’s sign language teacher for all of the love she has poured into my daughter this year, I made my famous fudge (really it is the Fantasy Fudge recipe on the back of the Jet-Puffed marshmallow crème container…but don’t tell anyone!)
I also am planning on making two pumpkin pies for Thanksgiving. One will be delivered to my mom’s and one will be brought with us to Auburn to share with my husband’s family.
**I consider baking anything from scratch as frugal because it is always cheaper than premade items.
4. Kohl’s coupons
I rarely shop at Kohl’s anymore, but they sent me a $5 off coupon on any purchase, a $10 off of a $25 purchase, plus a 15% off discount on all purchases….so I went shopping! I desperately needed jeans so I found two pairs ($25 each), plus a discounted welcome mat ($6), shorts on clearance for Emma ($3), and a new light weight jacket ($13) for myself. **Kohl’s lets you stack all of your coupons, so the savings really add up at checkout
5. Credit card reward points
I checked my credit card statement and apparently I have earned almost $400 this year in credit card reward points! I intentionally saved them up all year to pay for Christmas, but I highly doubt I will spend all of it on gifts, so I plan on rolling them over until next year and maybe start saving up for a vacation in the fall. **This is the only thing I disagree with Dave Ramsey on. If you are responsible enough not to carry a balance on your credit cards, then it is ok to have a credit card (in my opinion). After all it is basically free money that a large company pays you to simply use their card….if you do not have to pay interest that is!
What did you do to save money?